Legal

Terms of Service

These terms govern your access to and use of the CapitalLearns website. Please read them carefully before using our site.

Last updated: 14 March 2026

1. Acceptance of Terms

By accessing or using the CapitalLearns website at capitallearns.com (the "Website"), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our Website.

These Terms apply to all visitors, users, and others who access the Website. We reserve the right to update these Terms at any time. Your continued use of the Website after such changes constitutes your acceptance of the revised Terms.

2. Nature of Our Service

CapitalLearns is a free, informational website that publishes educational content relating to wealth-building principles, personal finance, and financial literacy. We are an independent educational publisher.

We do not offer or provide:

  • Financial advice or investment advisory services
  • Investment management or portfolio management
  • Financial products of any kind
  • Brokerage, dealing, or execution services
  • Tax advice or legal advice
  • Any paid services, subscriptions, or premium content

All content published on this Website is free to access and intended solely for educational and informational purposes.

3. No Financial Advice

Nothing on this Website constitutes financial advice, investment advice, tax advice, or legal advice. The information provided is general in nature and has not been prepared with regard to any particular person's objectives, financial situation, or needs.

You should not make any financial or investment decision based solely on the content of this Website. You are strongly encouraged to seek guidance from a suitably qualified and regulated professional before making any financial decision.

CapitalLearns accepts no responsibility for any financial loss or damage arising from reliance on information published on this Website.

4. Intellectual Property

All content on this Website — including text, graphics, logos, design elements, and the overall layout — is the property of CapitalLearns or is used with appropriate permissions and is protected by applicable intellectual property laws.

You are permitted to view and print content from this Website for your own personal, non-commercial use. You may not reproduce, distribute, modify, publish, transmit, adapt, or create derivative works from any content on this Website without our express prior written consent.

5. Permitted Use

You may use this Website for lawful, personal, and non-commercial educational purposes. You must not use the Website in any way that causes or is likely to cause damage to the Website or impair its availability or accessibility.

6. Prohibited Conduct

When using this Website, you agree not to:

  • Use the Website for any unlawful purpose or in any way that violates applicable laws or regulations
  • Attempt to gain unauthorised access to any part of the Website or its underlying systems
  • Transmit any harmful, offensive, or disruptive content through any contact mechanisms
  • Use automated tools (such as bots or scrapers) to extract content from the Website without permission
  • Misrepresent our content or attribute content to CapitalLearns that we have not produced
  • Interfere with the technical operation of the Website

Our Website may contain links to external websites maintained by third parties. These links are provided for your convenience and information only. We have no control over the content of external sites and accept no responsibility for the accuracy, completeness, or availability of their content.

The inclusion of a link to a third-party website does not imply endorsement of that website or its content by CapitalLearns.

8. Disclaimers

This Website and all content it contains are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, CapitalLearns makes no representations or warranties of any kind, express or implied, regarding:

  • The accuracy, completeness, or reliability of any content
  • The suitability of any content for any particular purpose
  • The uninterrupted or error-free operation of the Website
  • The absence of viruses or other harmful components

Financial markets and economic conditions are inherently uncertain. Past performance discussed for illustrative purposes is not indicative of future results.

9. Limitation of Liability

To the maximum extent permitted by applicable law, CapitalLearns shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your use of, or inability to use, this Website or its content, including but not limited to financial loss, data loss, or loss of opportunity.

This limitation applies regardless of whether the damages arise from breach of contract, negligence, or any other legal theory, and whether or not CapitalLearns has been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless CapitalLearns and its contributors from and against any claims, damages, losses, or expenses (including reasonable legal fees) arising from your violation of these Terms or your use of the Website.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the relevant courts of competent jurisdiction.

12. Changes to These Terms

We may revise these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use of the Website after the posting of changes constitutes your acceptance of those changes.

13. Contact

If you have any questions about these Terms, please contact us: