Legal
Privacy Policy
This policy explains how CapitalLearns collects, uses, and protects your personal information.
1. Introduction
CapitalLearns ("we", "us", "our") operates the website located at capitallearns.com (the "Website"). We are committed to protecting your personal data and being transparent about how we handle it.
This Privacy Policy applies to all visitors to our Website and explains what personal information we collect, why we collect it, how we use it, and your rights in relation to it. Please read it carefully.
By using our Website, you acknowledge that you have read and understood this Privacy Policy.
2. Data We Collect
We may collect the following categories of personal data:
- Contact information: When you submit our contact form, we collect your first name, last name, email address, and the content of your message.
- Technical data: We automatically collect certain technical information when you visit our Website, including your IP address (anonymised where possible), browser type and version, operating system, referring URLs, pages visited, and time and date of your visit.
- Cookie data: We use cookies and similar tracking technologies. Please refer to our Cookie Policy for full details.
We do not collect sensitive personal data (such as health information, financial account details, or government identification numbers) through this Website.
3. How We Use Your Data
We use the personal data we collect for the following purposes:
- To respond to contact form enquiries and provide editorial support
- To analyse website traffic and improve the quality of our content and user experience
- To ensure the technical operation and security of our Website
- To comply with applicable legal obligations
We do not use your data for automated decision-making or profiling. We do not use your data for direct marketing without your explicit consent.
4. Legal Basis for Processing
Where applicable under data protection laws (including the UK GDPR and EU GDPR), we process your personal data on the following legal bases:
- Consent: Where you have given clear consent, such as accepting cookies or submitting a contact form.
- Legitimate interests: For website analytics and security, where our interests in understanding and improving our service do not override your rights.
- Legal obligation: Where processing is necessary to comply with a legal requirement.
5. Cookies
Our Website uses cookies to distinguish you from other visitors and to improve your browsing experience. Detailed information about the cookies we use and your choices regarding them can be found in our Cookie Policy.
6. Third Parties
We may share your data with carefully selected third parties in the following circumstances:
- Service providers: We may share technical data with analytics and hosting providers who process data on our behalf. These providers are contractually required to handle your data securely and only for the purposes we specify.
- Legal requirements: We may disclose your data if required by law, court order, or regulatory authority.
We do not sell, rent, or trade your personal data to third parties for commercial purposes. We do not share your data with advertisers.
Our Website may contain links to external websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.
7. Data Retention
We retain personal data only for as long as necessary for the purposes described in this policy:
- Contact form submissions are retained for up to 24 months to manage correspondence, after which they are securely deleted.
- Technical and analytics data is retained in aggregated, anonymised form indefinitely, or in identifiable form for up to 26 months as permitted by our analytics provider's settings.
- Cookie data is retained as described in our Cookie Policy.
8. Your Rights
Under applicable data protection law, you have the following rights regarding your personal data:
- Right of access: You may request a copy of the personal data we hold about you.
- Right to rectification: You may request correction of inaccurate personal data.
- Right to erasure: You may request deletion of your personal data, subject to certain conditions.
- Right to restriction: You may request that we restrict the processing of your data in certain circumstances.
- Right to data portability: You may request that we provide your data in a structured, commonly used, machine-readable format.
- Right to object: You may object to processing based on legitimate interests.
- Right to withdraw consent: Where processing is based on consent, you may withdraw it at any time without affecting prior processing.
To exercise any of these rights, please contact us at info@capitallearns.com. We will respond within 30 days. If you believe your rights have not been respected, you have the right to lodge a complaint with your local data protection authority.
9. Data Security
We take appropriate technical and organisational measures to protect your personal data from unauthorised access, loss, or disclosure. Our Website is served over HTTPS (encrypted connections). However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
10. Children's Privacy
Our Website is not directed at children under the age of 16. We do not knowingly collect personal data from children. If you become aware that a child has provided us with personal data without appropriate consent, please contact us and we will take steps to delete such information.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will indicate the date of the most recent update at the top of this page. We encourage you to review this policy periodically. Continued use of our Website after changes constitutes acceptance of the revised policy.
12. Contact Us
If you have any questions, concerns, or requests related to this Privacy Policy or our data handling practices, please contact us:
- Email: info@capitallearns.com
- Website: capitallearns.com